Having "good credit" means you've borrowed money and paid it back on time. That means other people will be willing to loan you money. People see if you have good credit by looking at your credit report, which is a file about you kept by companies called credit reporting agencies.
Good credit is really important! You need it to: get a car loan rent an apartment buy a house and sometimes even to get a job
Office of Attorney General Home
200 St. Paul Place, Baltimore, MD 21202
410-576-6300 / En español 410-230-1712 / 1-888-743-0023 toll-free / TTY: Dial 7-1-1 or 800-735-2258