Learn these five cool rules and you'll always be a smart consumer:
1. Shop Around
Compare several brands and their features. Don't pay extra just for a famous brand name. For items like electronics and television sets, look up ratings in magazines such as
Consumer Reports. And always compare prices - don't assume that a "gigantic sale" or an outlet store offers the lowest price.
2. Ask About the Return Policy, and Keep ReceiptsAlways ask about the return policy
before you buy something you might need to return. Did you know that stores aren't necessarily required to give a refund just because you have a receipt? Read more about
refunds and exchanges.
3. Control the Urge to SplurgeBuying on impulse can be a real wallet-drainer. Before handing over your money, ask: “Do I really need this?” and "If I buy this will I have enough money for other things I want?"
gimmicks stores use to squeeze more money out of you!
Tricks other teens use to control impulse spending.
4. Read the Fine PrintWhenever you see teeny-tiny print at the bottom of an ad or a contract, read it! It may put limits on the wonderful deal you think you're getting - like that fabulously cheap cell phone plan is only good for calls made after 2 a.m., or that it requires committing to a three-year contract.
5. Be a Little Skeptical Make “Let the buyer beware” your motto. If something sounds too good to be true, look for the catch! Read about
Bamboozled by Advertising?and
Office of Attorney General Home
200 St. Paul Place, Baltimore, MD 21202
410-576-6300 / En español 410-230-1712 / 1-888-743-0023 toll-free / TDD: 410-576-6372