Mortgage foreclosure is a complex process. Some people may approach you about "saving" your home. You should be careful about any such promises. The state encourages you to become informed about your options in foreclosure before entering into any agreements with anyone in connection with the foreclosure of your home. There are government agencies and nonprofit organizations that you may contact for helpful information about the foreclosure process. Call the Hotline of the Mediation Unit of the Consumer Protection Division for assistance at 1-888-743-0023.
Useful links for information about foreclosure prevention and the rights of tenants:
The Office of the Commissioner of Financial Regulation, Maryland Department of Labor, has prepared a factsheet for Maryland homeowners who may be behind on mortgage payments and/or facing foreclosure, including homeowners' rights and how to avoid foreclosure prevention scams. Visit the Commissioner's website at https://www.dllr.state.md.us/finance/, and click on “Mortgage Late, Don't Wait! Factsheet for Maryland Homeowners" for more information.
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