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What does your homeowners insurance cover and how are the premium costs determined? Are you covered if your siding blows off or if your basement floods? Do you need to pay extra for coverage for your jewelry? For many Maryland homeowners, these questions are not easily answered by a simple review of their homeowners policies.The state legislature created the People=s Insurance Counsel Division of the Attorney General's Office to represent consumer interests when insurance companies revise homeowner insurance rates and to voice consumer concerns before the legislature. We review complaints filed with the Maryland Insurance Administration and help consumers understand the complaint resolution process. You may also file a complaint with the Division, and the Division will assist you in forwarding your complaint to the Maryland Insurance Administration for action.
The Division produces educational materials to assist consumers in understanding their homeowners insurance policies and what they cover. The Division can also provide speakers for your community association or organization. For more information, visit the Division's Web page. You may download our complaint form there also.
For more information, call 410-576-6432 or email us at PIC@oag.state.md.us.
Maryland Attorney General's OfficePeople's Insurance Counsel Division200 St. Paul StreetBaltimore, Maryland, 21202410-576-64321 (888) 743-0023email: PIC@oag.state.md.us